At KJ Mortgage Specialists, we can assist you with various property investment options, whether you're buying in your personal name, through a limited company, for a house of multiple occupation, or as a portfolio landlord. We always recommend seeking independent tax advice before purchasing, as this will influence the best route for your investment.

Several key factors will affect your mortgage options when investing in property:

• Rental income: Ensure you understand the potential rental income of the property. This is a key factor for many mortgage providers, so speaking to local agents to get a feel for the rental market is essential.

• First-time landlords: Some lenders prefer experienced landlords. If you're new to buy-to-let, it's important to find a provider that will support you through the process.

• Your income: Your personal income will be factored into your buy-to-let application, regardless of the buying route you choose. It’s always helpful to consult a tax advisor.

Investing in property doesn’t have to be complicated. Whether you're looking for a new investment or considering letting your existing home, our extensive knowledge of the buy-to-let mortgage market is here to guide you.

Some buy-to-let mortgages are not regulated by the Financial Conduct Authority. The guidance on this website is subject to the UK regulatory regime and is primarily aimed at UK consumers.