When your fixed-rate mortgage deal ends, it can often feel overwhelming, especially with the demands of everyday life. At KJ Mortgage Specialists, part of our service is to remind you when a mortgage review is due and ensure you secure the best deal moving forward. We’ll also review your existing cover to ensure your mortgage and personal needs are adequately protected. Life changes can sometimes cause this review to slip through the cracks, but with us, you can rest assured that it’s all part of the service when you review your mortgage.

There are numerous options to consider when reviewing your mortgage, and we’re here to guide you through every step.

This may include:

• Finding the right option based on your needs, whether it’s with a new lender or staying with your current provider.

• Borrowing additional funds for home improvements, purchasing another property, or personal uses such as a wedding or school fees.

• Reviewing your mortgage term to potentially shorten it and reduce overall interest payments.

• Adding or removing a party from the mortgage.

• Repaying a Help to Buy Equity loan or staircasing a shared ownership property to 100% ownership.

Whatever your situation, we’re here to help you find the most suitable solution for your circumstances.